LogoLogo
  • Introduction
  • Overview
    • What are cryptocurrencies
    • Why accept crypto
    • Our products
      • Payment Gateway
      • Earnings on deposit
      • Manual Invoices
      • Payment & Donation button
      • White Label
      • Affiliate program
      • Demo Shop
  • Getting started
    • Basics
      • What is an Invoice?
      • Accepting Payments
      • Withdrawing Your Funds from OMY Payments
      • Security and Transparency
  • API
    • Overview
    • Authentication
    • API Endpoints
      • Get Merchant Assets
      • Create Invoice
      • Create Invoice by Crypto
      • Get Invoice Data
      • Withdraw Asset
    • Callbacks
    • Common issues
  • No-code Integration
    • Overview
    • Getting Started with No‑Code Integration
  • How to Create Payment Links
  • Advanced Use Cases and Best Practices for No‑Code Integration
  • Legal
    • Terms of Use
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On this page
  • How It Works
  • Benefits for Merchants
  • How to Get Started
  • Conclusion
  1. Overview
  2. Our products

Earnings on deposit

Our Earnings on Deposit solution provides merchants with an opportunity to earn passive income on their unused balances by leveraging decentralized finance (DeFi) protocols. This non-custodial approach ensures security and accessibility while generating returns on idle funds.

How It Works

Merchants often maintain balances that are not immediately needed for operational expenses. Instead of letting these funds sit idle, our system allows seamless allocation into yield-generating DeFi pools. This process is automated and transparent, ensuring merchants retain control of their funds while maximizing their earning potential.

Key Features of Earnings on Deposit:

  • Non-Custodial Approach: Merchants maintain full control over their funds, with no third-party holding assets.

  • Integration with DeFi Protocols: Funds are allocated into trusted third-party DeFi liquidity pools to generate returns.

  • Flexible Withdrawals: Merchants can access their funds at any time without restrictions.

  • Risk Management: Diversified strategies minimize exposure to potential market volatility.

Benefits for Merchants

1. Passive Revenue Generation

By allocating idle balances into yield-bearing pools, merchants can create an additional revenue stream without actively managing investments.

2. Secure and Transparent Transactions

Our platform ensures transactions are recorded on a transparent blockchain ledger, providing full visibility and security.

3. Seamless Integration

Merchants can easily opt into the Earnings on Deposit program through our platform with minimal setup, making the process efficient and user-friendly.

4. No Interference with Liquidity Needs

Funds remain accessible, allowing merchants to withdraw or reallocate them as needed, ensuring financial flexibility.

How to Get Started

Step 1: Activate the Earnings on Deposit Feature

Merchants can enable this feature directly through their account dashboard.

Step 2: Select a Preferred DeFi Pool

Choose from a selection of vetted DeFi pools that align with the desired risk and reward preferences.

Step 3: Monitor and Manage Returns

Track earnings in real time and adjust allocations based on financial needs.

Step 4: Withdraw Anytime

Merchants can withdraw their funds instantly, ensuring no disruption to their business operations.

Conclusion

Earnings on Deposit is a powerful solution for businesses looking to maximize the utility of their idle funds. By leveraging secure and efficient DeFi protocols, merchants can generate additional revenue while maintaining full control over their assets. As financial technologies evolve, integrating such innovative strategies ensures that businesses remain competitive and financially optimized.

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Last updated 2 months ago